Many times our firm finds loans we analyze (ususally originated after 2001) which have various levels of consumer law violations which occured during the underwriting or origination process. In some cases these violations do result in real damages to the homeowner resulting in the potential of a principal reduction in their loan amount or other favorable modifications to the loan terms.

A forensic document audit on your mortgage will determine if you may have a case against your lender. At CreditLawGroup we will provide you with a FREE consultation to determine if your rights were violated - which may result in your bank actually owing you money!

Additionally, a Forensic Document Audit can provide the leverage needed to successfully modify your loan.
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We will represent you to negotiate your loan modification

Why traditional loan modifications don't work

When consumers attempt to negotiate a loan modification without the assistance of a law firm such as CreditLawGroup, the results can be less than successful. The lenders representative is looking out for the best interest of the lender not the borrower. What happens in most situations is the lender's loss mitigation department will attempt to offer a short term solution to your long term problem.

Although the modification of interests rates or forbearance of a few months payments may be authorized by the lender/servicer, this is typically only done for a short period of time. This only postpones the problem. It does not resolve it. We are here to help you resolve it and structure a program that is affordable for the life of your loan. You wouldn't negotiate your own auto accident settlement so why do the same with what may be your most valuable investment? Let our law firm help you!

 
Don't become a statistic
"After three months, nearly 36 percent of the borrowers had re-defaulted by being more than 30 days past due. After six months, the rate was nearly 53 percent, and after eight months, 58 percent," Comptroller of the Currency John C. Dugan said in remarks at the Office of Thrift Supervision's National Housing Forum.

Getting Started
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